About Oak Financial Services Ltd

With over 20 years of experience, Oak Financial Services Ltd specialise in mortgage and protection, advising thousands of customers every year. Our advisors search a comprehensive range of mortgages from across the market, they aim to meet all of your needs, not just look for the lowest rate. The initial consultation is free so trust Oak Financial Services Ltd to get it right for you.

Our Fees

Our charges are based on two considerations: the loan amount and the complexity of your individual circumstances. We will provide you with a free initial consultation and we will always explain exactly what you will be charged before you choose to proceed with an application. As we offer a bespoke service our charges can vary.

What is Independent Advice?

We offer a comprehensive range of mortgages from across the market, but not deals that you can only get by going direct to a lender. Independent advisers are able to select products for customers from the whole of market – that means they can potentially recommend any product from any company providing it suits the customer’s needs and objectives. With such a wide choice of companies to choose from our customers can be reassured that they are not simply being provided with a standard recommendation – but are getting personalised advice to suit their requirements.

To ensure you do get personal advice your financial adviser will collect certain details about you and your circumstances to enable him/her to advise you accordingly. Remember to be as open and honest as you can, because the adviser’s recommendation will be based on the information you provide.

All financial advisers have to provide their customers with the relevant important disclosure documents, detailing the following: information on services provided by the firm, how the firm is paid for the business it conducts, their complaints procedure, Data Protection and coverage under the Financial Services Compensation Scheme (FSCS).